Self-Storage / Mini-Warehouse
Businessowners PlusContact Us
Is your coverage one-size-fits-all?
We know that many generalized business insurance packages can overlook the specific needs of your self-storage or mini-warehouse business.
With McInturf-Fulmer Insurance Group’s Businessowners PLUS Preferred Self-Storage Program, our comprehensive insurance coverage is specifically designed to meet the needs of your self-storage business.
Some Automatic Coverage Highlights Include:
Customers’ Goods Legal Liability - $50,000
Provides coverage for property damage to customer’s property while at your self-storage facility but only to the extent that you are legally liable.
Sale and Disposal Liability - $25,000
Provides coverage for acts or omissions by you arising from the sale, removal or disposition of a customer’s property or lock out of the customer’s space as a result of business operations.
Accrued rental charges are a part of Business Income coverage
Accounts Receivable - $15,000
Comprehensive Identity Management Services
Coverage for fences, light poles and lighting equipment
Employee Dishonesty - $10,000
Extended Business Income – 60 days
Fire Department Service Charge - $5,000
Increased Cost of Construction Due to Ordinance or Law - $10,000
Identity Theft Expense Coverage - $2,500
Lock and Key Replacement - $1,000
Medical Expenses - $5,000
Money & Securities Inside/Outside Premises - $5,000/$2,000
Money Orders and Counterfeit Money - $1,000
Newly Acquired or Constructed Buildings - $250,000 and 30 days
Outdoor Signs - $5,000
Pollutant Cleanup and Removal - $10,000
Reward Payment - $5,000
Up to 12 Months Reimbursement for Loss of Rental Income
The following valuable coverages can also be added to the plan:
Non-Owned Auto Liability and Hired Auto Liability and Physical Damage – Extends your protection to vehicles you may rent or borrow.
Insurance coverage by McInturf-Fulmer can be tailored to provide specific coverages for your business’ needs. Most of the coverages included can be increased and other coverages added to round out your policy. A bundle of coverages can be added by purchasing the BOP Platinum Plus Endorsement.
No outdoor storage of any type for motorized vehicles, including campers and recreational vehicles, unless fenced and incidental
Not to exceed two stories in height
No cold storage
No storage of industrial materials, chemicals, pollutants or waste
No facilities in which the original structure was not built for self-storage
With McInturf-Fulmer Insurance Group’s Preferred Self-Storage Program, it’s easy to tailor a policy to your specific requirements. Add inland marine, auto or umbrella liability coverage, as your insurance needs dictate.