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McInturf Fulmer Insurance Is Your Business’s Source for A Wide Array of Business Coverage

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Businesses of all sizes and in all industries throughout Southeastern Ohio have chosen us at McInturf-Fulmer Insurance for their insurance needs for a combined 85 years. Since our merger, we have greatly expanded the scope of our competencies and service offerings to deliver the most value possible and the most comprehensive business solutions available. We approach every client’s needs from a risk management standpoint first, assessing their unique needs, and ensuring they are as protected from exposure to risk as feasible.

Customized Commercial Insurance Solutions for Your Business

Property Insurance, General Liability, Auto Insurance, Group Health and More

No matter what the size of your business or what industry you are in, a number of different types of insurance are necessary for proper day-to-day functioning and your overall financial security. We at McInturf-Fulmer Insurance offer a comprehensive range of business insurance coverage solutions that are custom tailored to protect your company from every variety of risk you face.

 

Property Insurance


Property insurance covers the risk of property loss in a variety of commercial situations, including commercial buildings, equipment, furniture, fixtures, inventories, business records, supplies, and other physical items.

Property insurance may cover two types of property losses:

Direct losses may be covered when property is lost, stolen, damaged, or destroyed

Indirect or consequential losses related to direct losses may also be covered

 

 

Workers’ Compensation


Workers’ Compensation coverage applies to bodily injury and diseases arising out of and in the course of employment. Any bodily injury must be accidental, and the term includes death resulting from the accident. Only occupational diseases, which are unique to the occupation, are covered.

Workers’ Compensation provides for the payment of four types of benefits:

Medical Benefits

Income Benefits

Death Benefits

Rehabilitation Benefits

One of our expert representatives can provide you with complete details on our workers’ compensation insurance offerings and recommend cost-effective ways to control expenses through mitigating risk, safety engineering, and claim services.

Commercial General Liability Insurance


Casualty insurance consists primarily of liability coverages, which protect an insured party against injury or damage claims made by other parties.

Policies provide coverage for liability arising out of:

Premises and Operation

Fire Damage Liability

Personal and Advertising Injury

Medical Payments

Products and Completed Operations

You may also want to consider a Business Owners Package, which combines your liability, property, and other types of coverage into one comprehensive policy and can help you save time and money on your total insurance program. Since we live in an age of million-dollar lawsuits, you may also want to add extra liability protection in the form of a Commercial Umbrella Policy. We can tell you more about these plans and if they make sense for you.

Business Auto Insurance


Business Auto coverage insures vehicles that are owned, leased, hired, or borrowed by businesses, whether they are associations, corporations, partnerships, or sole proprietorships. Business auto insurance coverage may be used to insure private passenger autos and all types of trucks, trailers, semitrailers, and commercial vehicles designed for use on public roads. We can give you more details about specific coverages and deductibles and about tailoring a Business Auto plan that is perfect for you and your business.

Group Health Insurance


We specialize in helping businesses of all types and sizes identify the perfect group health insurance plans to meet their specific needs and to provide the proper amount of health insurance coverage for their employees.

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Please note that NO changes to your policy or coverage are binding by submitting Online Forms & Requests. Change requests will only be considered bound upon confirmation from your Broker/Agent.