Self-Storage / Mini-Warehouse Insurance

Is your coverage one-size-fits-all?


We know that many generalized business insurance packages can overlook the specific needs of your self-storage or mini-warehouse business.

With McInturf-Fulmer Insurance Group’s Businessowners PLUS Preferred Self-Storage Program, our comprehensive insurance coverage is specifically designed to meet the needs of your self-storage business.

Some Automatic Coverage Highlights Include:

  • Customers’ Goods Legal Liability - $50,000

Provides coverage for property damage to customer’s property while at your self-storage facility but only to the extent that you are legally liable.

  • Sale and Disposal Liability - $25,000

Provides coverage for acts or omissions by you arising from the sale, removal or disposition of a customer’s property or lock out of the customer’s space as a result of business operations.

  • Accrued rental charges are a part of Business Income coverage
  • Accounts Receivable - $15,000
  • Building Coverages
  • Comprehensive Identity Management Services
  • Coverage for fences, light poles and lighting equipment
  • Employee Dishonesty - $10,000
  • Equipment Breakdown
  • Extended Business Income – 60 days
  • Fire Department Service Charge - $5,000
  • Increased Cost of Construction Due to Ordinance or Law - $10,000
  • Identity Theft Expense Coverage - $2,500
  • Lock and Key Replacement - $1,000
  • Medical Expenses - $5,000
  • Money & Securities Inside/Outside Premises - $5,000/$2,000
  • Money Orders and Counterfeit Money - $1,000
  • Newly Acquired or Constructed Buildings - $250,000 and 30 days
  • Outdoor Signs - $5,000
  • Pollutant Cleanup and Removal - $10,000
  • Reward Payment - $5,000
  • Up to 12 Months Reimbursement for Loss of Rental Income


The following valuable coverages can also be added to the plan:

  • Non-Owned Auto Liability and Hired Auto Liability and Physical Damage – Extends your protection to vehicles you may rent or borrow.

Insurance coverage by McInturf-Fulmer can be tailored to provide specific coverages for your business’ needs. Most of the coverages included can be increased and other coverages added to round out your policy. A bundle of coverages can be added by purchasing the BOP Platinum Plus Endorsement.


Ineligible Occupancies:

  • No outdoor storage of any type for motorized vehicles, including campers and recreational vehicles, unless fenced and incidental
  • Not to exceed two stories in height
  • No cold storage
  • No storage of industrial materials, chemicals, pollutants or waste
  • No facilities in which the original structure was not built for self-storage


With McInturf-Fulmer Insurance Group’s Preferred Self-Storage Program, it’s easy to tailor a policy to your specific requirements. Add inland marine, auto or umbrella liability coverage, as your insurance needs dictate.

Business Insurance Coverage

Contractors

HVAC, residential & commercial builders, plumbers, electricians, roofers, carpentry, asphalt & concrete, excavation, fencing, floor covering installers, handyman, lawncare/landscaping, masonry, painters, pressure washing, septic tank cleaning/installation, tree trimming & removal.

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Auto Service

Auto repair, body shops, used auto dealer, car wash.

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Office/Professional

Attorney, CPA, Medical/Physician, Funeral Home, Dentist, Veterinarian, Barbershop/Salon.

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Surety Bonds

Bid, performance, license & permit, ERISA, Fidelity, lottery agent, probate, guardianship, estate, administrator, septic installer/service provider or septage hauler.

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Food Service

Restaurants, pizza shops, deli’s, food trucks, concessionaires, breweries, distilleries, wineries.

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Retail

Convenience store, carryout, gas station, florist, furniture stores, grocery stores, natural food stores, power equipment dealer, auto parts store, liquor store.

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Sports/Recreation

Golf course, campgrounds, zip lines, fitness studios, yoga studios, personal trainers, hunt clubs, archery ranges, rifle/pistol ranges, canoe & tube rental, inflatable rentals.

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Landlord

Apartments, strip centers, shopping centers, rental dwellings.

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Non-profit/Social Service

AODA treatment programs, food pantries, hospice, victims’ services, shelters. Civic & social clubs, church’s.

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Church Insurance

No one likes to think of the likelihood or the aftermath of a fire, a tornado, or even vandalism. But these and other similar disasters can happen to your church when least expected.

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Campground Insurance

An insurance designed especially for campground operations. It’s important that your campers enjoy themselves and have fun and safe stay.

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Car Wash Insurance

Buff your coverage to a spot-free shine with McInturf-Fulmer Insurance Group’s Businessowners PLUS Car Wash Program, where our comprehensive insurance coverage is specifically designed to meet the needs of your car wash business.

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Used Auto Dealer Insurance

As a dealership owner, you take pride in matching your customers with the right make and model. Shouldn’t your insurance company take the same care and find you the perfect fit?

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Vaccant Property Insurance

Is there empty space in your insurance coverage?

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Outdoor Adventure Program Insurance

If a client is injured or your property is damaged, you’ll need an experienced team of claim professionals who will be dedicated to handling your loss. McInturf-Fulmer Insurance provides protection for many outdoor adventure operations of all sizes.

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Renovation Program Insurance

McInturf-Fulmer’s Renovation Program will provide you with the coverage you need throughout the project, as well as upon completion. Once your renovations are finished, your policy can be converted for completed building coverages.

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Sports & Leisure Program Insurance

If a client is injured or your property is damaged, you’ll need an experienced team of claim professionals who will be dedicated to handling your loss. McInturf-Fulmer Insurance provides protection for thousands of sports-related businesses.

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Self Storage Insurance

With McInturf-Fulmer Insurance Group’s Businessowners PLUS Preferred Self-Storage Program, our comprehensive insurance coverage is specifically designed to meet the needs of your self-storage business.

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Convenience & Grocery Store Insurance

With McInturf-Fulmer Insurance Group’s Businessowners PLUS Convenience Store or Grocery Store program, our comprehensive insurance coverage is specifically designed to meet the needs of your business.

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