Business Insurance Coverage

Contractors

HVAC, residential & commercial builders, plumbers, electricians, roofers, carpentry, asphalt & concrete, excavation, fencing, floor covering installers, handyman, lawncare/landscaping, masonry, painters, pressure washing, septic tank cleaning/installation, tree trimming & removal.

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Auto Service

Auto repair, body shops, used auto dealer, car wash.

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Office/Professional

Attorney, CPA, Medical/Physician, Funeral Home, Dentist, Veterinarian, Barbershop/Salon.

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Surety Bonds

Bid, performance, license & permit, ERISA, Fidelity, lottery agent, probate, guardianship, estate, administrator, septic installer/service provider or septage hauler.

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Food Service

Restaurants, pizza shops, deli’s, food trucks, concessionaires, breweries, distilleries, wineries.

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Retail

Convenience store, carryout, gas station, florist, furniture stores, grocery stores, natural food stores, power equipment dealer, auto parts store, liquor store.

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Sports/Recreation

Golf course, campgrounds, zip lines, fitness studios, yoga studios, personal trainers, hunt clubs, archery ranges, rifle/pistol ranges, canoe & tube rental, inflatable rentals.

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Landlord

Apartments, strip centers, shopping centers, rental dwellings.

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Non-profit/Social Service

AODA treatment programs, food pantries, hospice, victims’ services, shelters. Civic & social clubs, church’s.

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Church Insurance

No one likes to think of the likelihood or the aftermath of a fire, a tornado, or even vandalism. But these and other similar disasters can happen to your church when least expected.

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Campground Insurance

An insurance designed especially for campground operations. It’s important that your campers enjoy themselves and have fun and safe stay.

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Car Wash Insurance

Buff your coverage to a spot-free shine with McInturf-Fulmer Insurance Group’s Businessowners PLUS Car Wash Program, where our comprehensive insurance coverage is specifically designed to meet the needs of your car wash business.

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Used Auto Dealer Insurance

As a dealership owner, you take pride in matching your customers with the right make and model. Shouldn’t your insurance company take the same care and find you the perfect fit?

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Vaccant Property Insurance

Is there empty space in your insurance coverage?

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Outdoor Adventure Program Insurance

If a client is injured or your property is damaged, you’ll need an experienced team of claim professionals who will be dedicated to handling your loss. McInturf-Fulmer Insurance provides protection for many outdoor adventure operations of all sizes.

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Renovation Program Insurance

McInturf-Fulmer’s Renovation Program will provide you with the coverage you need throughout the project, as well as upon completion. Once your renovations are finished, your policy can be converted for completed building coverages.

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Sports & Leisure Program Insurance

If a client is injured or your property is damaged, you’ll need an experienced team of claim professionals who will be dedicated to handling your loss. McInturf-Fulmer Insurance provides protection for thousands of sports-related businesses.

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Self Storage Insurance

With McInturf-Fulmer Insurance Group’s Businessowners PLUS Preferred Self-Storage Program, our comprehensive insurance coverage is specifically designed to meet the needs of your self-storage business.

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Convenience & Grocery Store Insurance

With McInturf-Fulmer Insurance Group’s Businessowners PLUS Convenience Store or Grocery Store program, our comprehensive insurance coverage is specifically designed to meet the needs of your business.

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Coverage Options

  • Basic Coverages
  • Optional Property Coverages
  • Optional Liability Coverages
  • Optional Garage Coverages
  • Building
  • Business Personal Property
  • General Liability
  • Backup of sewers & drains
  • Business income
  • Contamination (food service & retail only)
  • Earthquake
  • Employee Dishonesty
  • Equipment Breakdown
  • Extra Expense
  • Flood
  • Installation (contractors only)
  • Money & Securities
  • Ordinance & Law
  • Outdoor Signs
  • Property of others
  • Rented/leased equipment
  • Spoilage (office/professional, food service & retail only)
  • Tenants Betterments & improvements
  • Tools & Equipment
  • Utility Services
  • Additional Insured
  • Cyber
  • Directors & Officers (non profit only)
  • Employee Benefits Liability
  • Employers Liability (stop gap)
  • Employment Practices Liability
  • Hired Auto Liability
  • Liquor Liability (food service & retail only)
  • Non-owned Auto Liability
  • Pastoral Counseling Liability (non profit only)
  • Pesticide applicator coverage (contractors only)
  • Pollution liability
  • Professional Liability (errors & omission)
  • Primary & Non-contributory (contractors only)
  • Sexual Acts Liability (non profit only)
  • Snow removal completed operations (contractors only)
  • Waiver of subrogation (contractors only)
  • Umbrella
  • Dealers Physical Damage (auto service only)
  • Drive away collision (auto service only)
  • False Pretense (auto service only)
  • Garage Keepers (auto service only)
  • Odometer errors & omission (auto service only)
  • Title errors & omissions (auto service only)